PayBridge 3D is NightsBridge's simple and secure solution for automating and receiving 3D-Secure ONLY online payments by offering card payments online. PayBridge 3D also offers in-house payments using a secure credit card link.
As only 3D-Secure payments are processed, this means the guest needs to approve and authorise the payment with their bank in order for the payment to be successful.
A PayBridge 3D application and overview is available at the end of this article.
Enabling this service means NightsBridge will only process 3D Secure credit cards for bookings you receive from your NightsBridge booking engine and all channels you are linked to.
When PayBridge 3D is activated for your property, it will:
- disable the ability to generate non-3D Secure payment links.
- disable the option to process non-3D transactions from your NightsBridge Booking Engine.
- disable the processing of non-3D credit cards sent from channels.
Why should a property owner offer card payments to guests?
- When guests can book and pay online, it may increase conversion as it creates a seamless and more efficient process for the guest.
- By offering cards as a payment option, it also means the property owner will get paid within a set time.
- If a guest has already paid for their stay before checking in then they are more likely to be committed to taking up their booking, especially for Booking.com bookings.
Who can use PayBridge 3D?
The service is aimed at properties that:
- Do not have a face-to-face check-in to authenticate a guest's card when they arrive for their stay.
- Do not want non-3D Secure payments to reduce the risk of fraud.
- Don't want to pay the increased fees for non-3D Secure transactions.
Benefits of PayBridge 3D
- No need for a physical meet-and-greet at the property.
- No chargebacks for fraud.
- Lower credit card fees on domestic Visa & Mastercards.
- PLUS all the benefits of PayBridge, which you can read more about here: How does PayBridge work?
PayBridge 3D requirements
The property must:
- Be a NightsBridge client.
- Be located in South Africa.
- Have a South African bank account.
- Have their currency set in ZAR.
How does PayBridge 3D differ from PayBridge?
- All transactions made online will be 3D-Secure transactions only. The client will not be able to take any payments which are not 3D Secure.
- While properties don't need to meet their guests face to face or collect and store documents, they may need to do some extra manual work (whitelisting the NightsBridge link on Booking.com (which Support will assist them with) and contacting their guest to arrange alternative payment methods when the guest doesn't authenticate their payment on Booking.com).
What do you need to know about how PayBridge 3D works?
- The payment authentication process for PayBridge 3D is only relevant to bookings from Booking.com.
- You will need to do some extra manual work (contacting the guest directly to arrange an alternative payment method) in cases where:
- the guest's authentication fails;
- the guest's card is not enrolled for 3D Secure; or
- the guest doesn't attempt to authenticate their card at all.
- Read more here: How does the PayBridge 3D payment authentication work?
PayBridge 3D overview and application
- View the overview of PayBridge 3D here: PayBridge 3D overview.
- The PayBridge application can be found on the PayBridge overview, and also here: PayBridge 3D application form.